
Creative Kirklees / News / Tue 12 May 2015
Insurance information for freelancers or events organisers

Insurance for creative freelancers 
Responding to the surge in freelance working and a dynamically changing arts landscape, a-n are offering a competitively priced insurance package giving £1m Professional indemnity insurance and £5m Public and products liability cover for £98.48 (comparable packages are priced between £250 and £300).  Developed specifically for freelancers working in arts consultancy, curating, commissioning, project management and research. Only available to a-n Arts organiser members.  See https://www.a-n.co.uk/about/insurance for more information.
Insurance for Events
If you're a member of AD:uk they have an insurance arrangement with La Playa offering a discounted insurance programme to members. See http://artsdevelopmentuk.org/the-arts-development-uk-insurance-scheme/ for more information.  Members may be interested in the following bulletin from La Playa:
 
 Do you need cancellation insurance for your winter events? Here are 6 reasons to consider it: 
•	Are you planning an event featuring a named artist or speaker? Could you be affected by their travel delays? 
•	What would be the cost to you if they were unable to appear? 
•	Could you be affected by bad weather i.e. snow? Loss of power? Strikes? 
•	Would you need to refund tickets? 
•	Do you manage key artists whose illness would impact your income streams? 
•	Are you using a ticket seller? They require proof of cancellation insurance as part of their standard terms of business. 
Cancellation insurance is a great, flexible solution; you can insure any portion of your budget - and you can choose to insure the key risks that would hit your bottom line the hardest. To arrange a complimentary insurance 'health-check', contact Paula Hawthorne on 01223 200654 or paula.hawthorne@laplayainsurance.com.
